Copay Plans

UnitedHealthOne Copay plans are similar to traditional coinsurance offered by employer plans that include a copayment for out-of-pocket medical expenses. If you are looking for a plan that offers copay benefits, preventive care, and prescription drugs, we have two plans for you to choose from.

Those who may prefer a Copay Plan:
• Those who are comfortable with employer-sponsored health insurance and want that sort of plan design.
• Families with young children who have regularly scheduled doctor office visits.
• Adults who want Copay benefits for preventive care and prescription drugs.
  
  Copay SelectSM
  When you use a preferred network doctor for an office visit, we pay 100% for history and exam fees after a $35 copay with Copay SelectSM. Office expenses outside your network are not eligible for copay benefits. Additional features include:
  • Prescription Drug Copays
  • Comprehensive coverage for inpatient and outpatient medical expenses.
  
  Copay SaverSM
  UnitedHealthOne Copay Saver plan provides the convenience of copayments for doctor office visits (limited to 2 per person, per calendar year) for a lower monthly premium.
  
  For costs, benefits, exclusions, limitations, eligibility, and renewal terms, call a licensed advisor to discuss your health plan by contacting us or get a free quote. Plan availability varies by state.